You may be in the doghouse if your dog is a blacklisted breed

Quote: Homeowner’s insurance and renter’s insurance policies typically cover your liability if your dog bites or attacks someone at your home or apartment. Most standard policies provide $100,000 to $300,000 in coverage.

These standard policies cover most dogs. However, your pooch’s breed may be blacklisted by some home insurers. Many insurers classify Akitas, Alaskan Malamutes, Presa Canarios, Chow Chows, Doberman Pinschers, German Shepherds, Pit Bull Terriers, Rottweilers and Siberian Huskies as potentially dangerous.

The dog doesn't have to be pure bred either- so be careful adopting a mutt that looks like any of these breeds are in its ancestry. We found this out firsthand when we rescued a dog that looked like it had some pit bull in it. We either had to give up the dog or install a full-size locked kennel and obtain additional insurance coverage for owning a dangerous dog. We found our dog another home, but the whole thing was very painful for all of us. Word to the wise.

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